Although car accidents may occur with alarming frequency, that does not mean that you will be prepared for the trauma or devastation that follows. After a serious car accident, you may be entitled to financial compensation if someone else was liable for your injuries.
You can find out how to get the most out of your claim when speaking with an Independence car accident lawyer. Our commitment to accident victims at Isaacs & Isaacs Personal Injury Lawyers places you as our priority.
Types of Car Accidents in Independence That Could Entitle You to Damages
If you hope to recover compensation for your suffering after a car accident in Independence your lawyer will need to determine the liable party. To do this, your attorney will need to examine the cause of your accident.
By analyzing the type of car accident you were involved in, your lawyer can gather valuable evidence to support your case. For example, vehicle manufacturers could be accountable for tire defects in rollover accidents. With this in mind, some of the more common types of car accidents our clients have been involved in include:
- Sideswipe accidents
- T-bone accidents
- Intersection accidents
- Highway accidents
- Drunk driving accidents
- Rollover accidents
- Head-on collisions
- Rear-end collisions
- Wrong-way driving accidents
If you were injured in a type of accident that was not listed above, we could still help you recover your damages. Your car accident lawyer can tell you what your legal options are.
For a free legal consultation with a car accidents lawyer serving Independence, call 800-333-9999
Establishing Fault for Independence Car Accidents
Your car accident lawyer will need to carefully examine the details of your case to establish liability. Several parties are often found liable more often than others for many car accident claims than others.
For instance, some of the most common causes of car accidents center around negligent driving. Some examples of negligent driving include:
- Drowsy driving
- Following too closely
- Failure to stop
- Failure to yield
- Road rage
- Failure to use a turn signal
- Making illegal turns
- Drunk driving
- Drugged driving
- Distracted driving
However, negligent drivers are not the only cause of car accidents in Independence. Inclement weather, wildlife, auto part malfunctions, and dangerous roadways can contribute to devastating car accidents.
The Vehicle Could Have Been Defective
If another person’s negligence caused your accident, you could have the right to file insurance and civil claims against them. For example, if a defective airbag caused your car accident, you might file claims against:
- The airbag designer
- The vehicle designer
- The parts manufacturers
- The auto dealer
- Other third parties
An in-depth investigation will reveal which individual or entities should be named the liable party in your Independence car accident claims.
Independence Car Accident Lawyer Near Me 800-333-9999
What Is the Statute of Limitations for Kentucky Car Accident Claims?
If you hope to recover fair compensation for your damages, you must take action on your claim sooner rather than later. This is because Kentucky generally has a strict two-year statute of limitations for vehicle accident claims under KRS §304.39-230.
Of course, the exact date the statute of limitations expires for your case can vary considerably depending on several factors. These include the accident date, the date you were diagnosed with an injury relating to the accident, the date that personal injury protection benefits were paid out on your claim, and other factors.
You can avoid the statute of limitations barring you from pursuing the compensation you deserve by retaining a car accident attorney to advocate for you and your Independence family.
How Insurance Claims Work for Car Accidents in Independence
Kentucky follows a no-fault system under Kentucky’s Motor Vehicle Reparations Act, KRS §304.39. This means drivers must carry personal injury protection through their own auto insurance policies. Then, when you are involved in an accident, you would file a claim with your own auto insurer to recover specific damages.
Fortunately, you can take steps to protect your car accident injury settlement by having your attorney handle the negotiations process for you. This will show the insurance company that:
- You are taking your injury settlement seriously.
- You refuse to settle for less than you deserve.
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Compensation You Could Recover After a Car Accident in Independence
Between filing a claim with the insurance company and pursuing your civil lawsuit against the liable party, you have an opportunity to be made whole. This means you could recover damages for every way your life has been affected by your injuries.
Damages can be economic or non-economic. Economic damages are more commonly thought of in car accident claims because they include:
- Medical bills
- Property damages
- Lost wages
- Other financial losses
However, equally important are your non-economic damages, which do not have a financial value. These could include one or more of the following:
- Diminished quality of life
- Physical pain and suffering
- Emotional distress
- Loss of consortium
Settlement Negotiations Might Not Result in a Fair Payout, Resulting in a Lawsuit
The insurance company may be obligated to cover certain property damages and medical bills. Any damages you could not recover through your car insurance claim, you could recover through a lawsuit. When you are ready to learn how much your personal injury case could be worth, our team can discuss your damages in further detail.
Get Help from an Independence, KY, Car Accident Lawyer
The car accident claims process may be intimidating but when you have the Isaacs & Isaacs Personal Injury Lawyers staff on your side, you can feel confident in your decision to seek justice.
Our firm proudly offers free consultations to car accident victims across Independence and nearby cities. Claim yours when you call our office. We want to add your case to our list of case victories.