Delivery vans often carry valuable cargo, so couriers must be extra cautious when transporting goods. However, with an increase in delivery vans on the road, accidents are also on the rise. Depending on the impact, a delivery van collision can cause severe injuries, property damage, or even death.
If you or a loved one suffered injuries in a collision with a delivery van, an Alexandria delivery van accident lawyer with Isaacs & Isaacs Personal Injury Lawyers can help. Our attorney serving Alexandria, KY can collect evidence, determine liability, and file an insurance claim for your medical bills, lost income, and pain and suffering.
What to Do If You Carry PIP Insurance in Alexandria, KY
Kentucky is a choice no-fault state, which means all Alexandria motorists must carry Personal Injury Protection (PIP) insurance per the Kentucky Department of Insurance. PIP can help pay for your injury-related damages after the delivery van accident, including hospital bills, prescription medication, and lost wages up to $10,000.
No-fault insurance means regardless of who was responsible for your accident, your PIP coverage will kick in. Unfortunately, your injuries and other losses may exceed the $10,000 policy limit. In that case, you can only file actions against the other party if you meet the state’s tort thresholds. That means:
- Your medical costs exceed $1,000
- You suffered a bone fracture, permanent disfigurement, or permanent injury
If you suffered severe injuries in your Alexandra delivery van accident, you may step outside the no-fault insurance coverage and bring a claim against the at-fault driver, delivery company, or other responsible third party. You can find out if your case is applicable during a free initial evaluation.
For a free legal consultation with a delivery van accidents lawyer serving Alexandria, call 800-333-9999
Compensation You May Receive in a Delivery Van Accident Case
When you are injured in a delivery van crash, you are most likely in pain, trying to recover, and out of work for a while. You are probably worried about your family and how you will pay the bills. When someone else’s negligence is to blame for your injuries, you may be entitled to economic and non-economic damages.
Economic damages account for the out-of-pocket expenses you face due to the delivery van accident. We can put a value on these damages by adding up your accident-related bills and receipts. They include:
- Current and future medical expenses (e.g., ambulance transport, hospital stays, surgeries, prescription medications, assistive medical devices, rehabilitation)
- Lost income
- Reduced earning capacity
- Other out-of-pocket costs
Non-economic damages account for your physical and emotional suffering due to the accident and are not as easy to calculate. They include:
- Pain and suffering
- Emotional anguish
- Loss of enjoyment of activities
- Scarring and/or disability
- Loss of consortium
- Loss of companionship
If you lost a loved one in a delivery van accident, please accept our deepest sympathies. You may be entitled to additional damages in a wrongful death action. These may include the medical costs leading up to their passing and funeral and burial expenses. We can let you know if your case applies during your complimentary case evaluation.
Bringing Your Liability Insurance Claim
In most instances, accident victims can first file a claim with the other party’s commercial auto liability insurance company. The delivery van must be insured as a business-owned vehicle before the courier can legally drive it. If the delivery van driver causes an accident due to negligence, the liability coverage should cover the injury and property damage costs.
The Alexandria delivery company’s auto liability coverage has its limits. For instance, the insurer is unlikely to accept the claim if the driver was off duty during the accident. In this case, the driver’s personal auto liability insurance would instead apply.
When filing a claim, remember that the delivery company or driver’s insurance provider is not on your side. That means they might try to downplay their responsibility to reduce the amount they owe you. However, an Alexandria delivery van accident lawyer can help negotiate a fair settlement on your behalf.
We Will Take Your Case to Court
If the insurance company refuses to offer a fair settlement, our attorney will present your case in court. We will hire accident reconstruction specialists and other experts to testify to what happened and how the delivery driver caused the crash and your damages. Our firm is not afraid to stand up to the big companies and corporations and fight for the compensation you need to move forward.
Alexandria Delivery Van Accident Lawyer Near Me 800-333-9999
What Our Team Will Do for You in Your Delivery Van Accident Case
When you choose to work with Isaacs & Isaacs Personal Injury Lawyers, you can relax and recover while we handle all aspects of your case. Your attorney will:
- Investigate your case
- Collect evidence (e.g., the police report, your medical records, any pictures to surveillance video of the accident scene, property damage, and your injuries)
- Handle all communications with the insurance company
- Negotiate for a settlement
- Take your case to court if necessary
- Hire expert witnesses to testify on your behalf
- Keep you updated on the progress of your case
Our attorneys have over 400 years of combined legal experience which we will put to work for you. We have recovered $2 billion in settlements for our clients. Of course, every case is unique. Our goal is to fight for the best possible outcome for you and your family.
Comparative Fault in Third-Party Actions
Even if you are found partly responsible for the accident, that does not mean you are barred from receiving compensation. The comparative negligence laws in Kentucky Revised Statutes § 411.182 can reduce your recoverable damages depending on how much fault you share for the incident.
Your Alexandria delivery van accident lawyer can review your case to see if you have enough evidence or if there are any discrepancies. Supporting your claims sufficiently makes it harder to pin more liability on you.
Complying with Your Filing Deadline
The Alexandria delivery van accident lawyer can help you comply with your filing requirements — one of which is the statute of limitations. This is your time limit for filing the delivery van collision case. The allotted time depends on the damages you are trying to recover:
- For injury actions, you only have one year, as stated in Kentucky Revised Statutes § 413.140
- Kentucky Revised Statutes § 413.125 provides two years for property damage actions.
Missing the deadline will get the case dismissed, so it would be wise to start building your case as soon as possible.
Call Isaacs & Isaacs Personal Injury Lawyers Today
Recovering from a delivery van accident can be a costly ordeal in Alexandria, but you can seek compensation for your losses. The office of Isaacs & Isaacs Personal Injury Lawyers can assist you through the laws and steps in filing your action. We are also prepared to deal with insurance companies so you can focus on your recovery.
Darryl “The Hammer” Isaacs is ready to bring down the hammer and fight for the financial recovery you deserve. Call us today for your free case evaluation.