A car accident can not only change your life in the blink of an eye, but it can also place many things on your to-do list that you don’t have time for, such as filing an insurance claim or maybe even a lawsuit. You may also be confused about what you should do next to ensure your physical, mental, and financial health.
If you were injured in a car accident that wasn’t your fault, a Lexington car accident lawyer from Isaacs & Isaacs Personal Injury Lawyers can help you navigate your lawsuit and pursue the compensation you deserve. We are standing by to assist you in your time of need.
Reporting Your Car Accident
If someone is involved in a car accident and does not call the police immediately, Kentucky law requires that they file a Civilian Collision Report with the Kentucky State Police within ten days of the incident. This only applies if property damage totals more than $500 or if the car accident resulted in the injury or death of any involved parties.
For a free legal consultation with a car accidents lawyer serving Lexington, call 800-333-9999
What Is Choice No-Fault Car Insurance?
Kentucky is a “choice no-fault” state for car insurance. That essentially means drivers can choose between “at-fault” and “no-fault” insurance.
Drivers with no-fault insurance are required to have Personal Injury Protection (PIP) coverage. PIP pays for expenses after a car accident, no matter who is at fault.
According to Ky. Rev. Stat. Ann. § 304.39-060, drivers who have no-fault insurance cannot file a lawsuit to recover additional compensation unless their medical bills total more than $1,000 or they have suffered a severe or disabling injury (including one or more broken bones or permanent or disfiguring injuries).
If you have no-fault insurance, you will file a claim with your insurance company for your medical expenses and lost wages after a car accident in Lexington, Kentucky. Basic PIP provides up to $10,000 per person per accident, but you can purchase a higher coverage amount if you choose. PIP coverage will not compensate for non-economic losses, such as pain and suffering.
Drivers can choose to complete a no-fault rejection form and submit it to the Kentucky Department of Insurance. If you previously waived no-fault insurance and are in an accident that is not your fault, you maintain the right to submit a claim with the at-fault driver’s insurance company or file a lawsuit against them.
It is best to hire an attorney as soon as possible. As time passes, evidence could be lost or destroyed. Injured drivers generally have two years from the day of the accident to file a lawsuit (Ky. Rev. Stat. § 304.39-230). If you have hired a Lexington car accident lawyer, they can help you collect evidence and relevant documents to file your claim.
Lexington Car Accident Lawyer Near Me 800-333-9999
Are You Eligible for Compensation?
If you qualify to file a claim or lawsuit against the at-fault party, your attorney will need to prove that the at-fault party’s actions directly led to the accident. Your potential compensation, or damages, will fall under three different categories:
These are monetary losses, including current and future medical expenses, lost wages (if you have to take time off work to recover from your accident), and lost potential earnings (if you have to work fewer hours or find a new job because of your injuries).
These are non-monetary losses such as pain and suffering, emotional distress, and lost quality of life.
Punitive damages are awarded in rare circumstances, only if the at-fault party committed gross negligence or if their acts were intentional. These damages are not meant to compensate the plaintiff for anything they experienced during or after the accident. Instead, punitive damages are meant to punish the at-fault driver for their actions that led to the accident.
What Does It Cost to Hire a Lexington Car Accident Lawyer?
When you work with us at Isaacs & Isaacs Personal Injury Lawyers, you don’t need to be concerned about paying any upfront or out-of-pocket fees or costs. We work on a contingency-fee-basis, which means our law firm does not charge fees or costs unless we win your case or settle outside of court.
If we help you earn compensation, we will take a percentage of that award, which we will make you aware of from the very beginning of our lawyer-client relationship. However, if you don’t recover anything, you do not owe our firm anything.
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Can Issacs & Isaacs Personal Injury Lawyers Help You?
Our attorneys at Isaacs & Isaacs Personal Injury Lawyers are always ready to support our clients, protect their rights, and do all we can to help them get the compensation they deserve. Our law firm has helped clients in Kentucky, Indiana, and Ohio recover a total of over $1 billion in settlements.
We have an in-house litigation team, Spanish-speaking attorneys and paralegals, and a combined legal experience of over 400 years. Also, our firm has an on-site mock courtroom, where clients who are facing a trial can practice and become familiar with court procedures.
Contact Us Today for a Free Consultation
Car accidents are upsetting and overwhelming. The injuries and property damage you have experienced may be difficult to recover from financially and emotionally. In some cases, a car accident can permanently change your life.
Our attorneys at Isaacs & Isaacs Personal Injury Lawyers understand that the period after a car accident in Lexington can be extremely difficult. That is why we are dedicated to guiding our clients through the legal process and helping them receive fair compensation. If you or a loved one has been injured in a car accident, call 1-800-800-8888 for your free consultation today.