You may still get compensation if you were involved in a hit and run truck accident in Indianapolis, IN. You may have multiple paths to pursue compensation. Which path you choose depends on whether the at-fault driver is identified, as well as other factors specific to your case.
Your Insurance Policy May Cover Your Losses After a Hit and Run Truck Accident
Per the Indiana Department of Insurance (IDOI), the state requires all motorists to have uninsured or underinsured motorist coverage (UM/UIM coverage) unless rejected in writing. This coverage is intended for situations like a hit and run truck accident.
Your auto insurance policy likely contains UM/UIM coverages of:
- $25,000: For bodily injury liability per person (uninsured motorist)
- $50,000: For bodily injury liability per accident (uninsured motorist)
- $25,000: For property damage per accident
- $50,000: For bodily injury liability per accident (underinsured motorist)
Insurance coverage can be confusing. When applying these coverages to your accident, rules and exceptions may apply. Having an attorney explain exactly what your policy covers could be beneficial following a hit and run accident.
Just Because You Have Coverage Does Not Mean You’ll Receive a Fair Payout
Too often, victims of hit and run truck accidents in Indianapolis believe that just because they should have insurance coverage, getting fair compensation will be easy. This is not necessarily the case.
Insurance companies generally look out for their bottom line. As you pursue fair compensation from an insurance company, you may face:
- Allegations that you are liable for the accident
- Undervaluing your damages
- Outright denial of your claim
- Allegations that certain medical treatment is unnecessary
- Pressure to accept a lowball settlement from the insurance company
- Intentional attempts to confuse you with insurance jargon
- Other attempts to undermine your rightful insurance coverage
Though an insurance company holds your auto policy, they may not act in your best interests. An attorney with experience handling hit and run truck accidents in Indianapolis can help protect your rights and seek damages on your behalf.
For a free legal consultation, call 800-333-9999
If the Liable Driver Is Identified, Can I Sue Them?
You may be able to sue the liable driver if they are identified. Fleeing the scene of an accident is a clear act of negligence.
Some reasons that you may be able to sue the liable driver include:
- You do not have uninsured or underinsured motorist coverage
- Your UM/UIM insurance coverage does not adequately cover your damages
- You want compensation for losses that insurance does not typically cover, such as lost income and pain and suffering
- You would like to hold the liable driver accountable for leaving the scene
Failing to stop following a hit and run truck accident in Indiana is a Class A misdemeanor. If found and convicted, the at-fault driver faces up to one year in jail and $5,000 in fines.
Do I Need an Attorney After a Hit and Run Truck Accident in Indianapolis?
Truck accidents can involve multiple negligent parties. If the driver was working for a company at the time of the accident, the company may also be liable for your injuries and other losses. Working with an attorney from our firm may be beneficial in tracking down the driver and any other responsible parties.
You may hire an attorney because:
- You have little time or energy to dedicate to your hit and run truck accident case
- You’re unsure of the right approach to your case
- You’re intimidated by the insurance claims process
- You want to take advantage of our firm’s experience and resources
The lawyer who handles your case may need to communicate directly with a trucking company and their attorneys. You may need to obtain evidence from the trucking company to build your case. If you choose to work with us, our team will handle these tasks for you.
What are Recoverable Damages in a Hit And Run Truck Accident Case?
Recoverable damages in a hit and run truck accident case may include:
- The cost of your accident-related medical care
- Lost income and benefits while you’re unable to work
- Pain and suffering
- Counseling, medication, and other treatment for mental anguish
- Repairs for, or replacement of, your damaged vehicle
Our firm will create a complete record of your damages, then evaluate the cost of each. As the U.S. Office of Energy Efficiency & Renewable Energy explains, large trucks far outweigh smaller, lighter passenger vehicles. The damage that can occur in a truck accident can be catastrophic.
Our firm will not settle for anything less than the compensation you deserve.
Call Isaacs & Isaacs Personal Injury Lawyers Today for Help
Our firm has recovered $1 billion in settlements for our injured clients. We have the resources to take on trucking companies and any other defendants in your case. Don’t wait to contact us, as your case may be under a strict filing deadline.
Call Isaacs & Isaacs Personal Injury Lawyers today for your free consultation.