Big rigs serve a critical purpose in our society because they transport goods that end up in our hands later. When you’re in a big rig accident, you need to move quickly because insurance companies are like vultures who will try to offer you less than your case worth, and the statute of limitations approaches quickly. A big rig truck accident lawyer from Isaacs & Isaacs will investigate the cause and liability of the accident by gathering evidence, assessing your claim, and building a strategy.
A Big Rig Is Dangerous
You might drive and believe that all commercial trucks are the same, but they have slight differences. A big rig tractor has ten wheels, with each trailer having eight.
Big rigs pull several semi-trailers, which is where they get their name from. The loads vary, and weight is distributed evenly to meet weight limit requirements for your state.
Negligence in Big Rig Accidents
Before you can receive compensation for your accident, you need to prove negligence. Big rig accidents happen in several ways, but driver negligence is often to blame. Drivers act negligently when they are inexperienced, drive while exhausted, disobey traffic laws and drive with distractions.
Other reasons to blame for big rig accidents are bad road conditions and truck maintenance issues. System failures, failed or skipped inspections, and a general disregard for safety are all elements we will investigate. Discovering who is negligent, leading to your injuries, is the basis of your injury claim and the focus of your big rig truck accident attorney.
The driver is negligent, but that is not where your compensation comes from. They have an employer and several insurance policies you need to negotiate with to get the compensation you deserve.
Finding Liability for Big Rig Accidents
Since big rigs have multiple parties that own and operate them, liability is complex. Negligence is one element, but once you know who is negligent, you must determine who is liable. While the terms sound similar, there are key differences. The truck driver might not be the only party at fault because there are manufacturer or maintenance errors.
Suppose the truck driver was at fault due to negligence. Their employer and the truck owner can be held liable for the incident. Liability is the person or entity that pays for the losses, while negligence refers to the entities that caused the accident. Potentially liable parties include:
- Truck driver
- Cargo handlers
- Truck mechanic
- Parts manufacturers
- Local governments
- Trucking company
Most of these parties will have insurance companies who will pay out or deny claims. The circumstances of the accident can also show that multiple parties were negligent and liable. In contrast, some people fear that the more parties in a claim, the longer it will take to resolve; in a big rig accident, the more parties, the better.
Since these accidents are catastrophic, they require substantial compensation, and one insurance policy might not have enough coverage, but multiple policies can cover all of your damages.
Passenger vehicles weigh about 5,000 pounds; now, a big rig can weigh no more than 80,000 pounds. The weight difference is devastating when an accident happens, and when the trucking company exceeds the maximum limit, 80,000 pounds seems like nothing. Excessive weight makes driving a big rig nearly impossible because the driver cannot maintain control of the vehicle, and the weight is an egregious act of negligence that can bring forth further legal repercussions.
Weight limits also affect the speed at which drivers can go, and while they have tight schedules, speeding is unacceptable, especially with so much weight. If the driver does not have experience controlling the truck with its weight, they will lose control and cause an accident.
Compensation for Big Rig Accidents
Big rig drivers must carry insurance, as do their employers. Insurance policies work per incident, and the insurance company has a solid financial foundation where they can pay out large claims. However, having the money to pay your claim does not mean they will.
Accident victims know that insurance companies have money to pay their claims and make the mistake of not calling a big rig truck accident attorney because they trust insurers. A big rig collision lawyer will fight for maximum compression, including:
- Medical expenses for now and the future
- Property damage
- Pain and suffering
- Future lost income
- Lost wages
- Emotional distress
- Loss Of enjoyment of life
When no big rig accident lawyer is on your team, the insurance company will offer a low settlement claiming that it is sufficient for your injuries and losses. They will not account for all of the damages on this list and will only focus on past medical bills. The insurance companies know they can pay more, and the initial offer is not what your case is worth.
Benefits of Having a Big Rig Truck Accident Attorney
You have the right to file a big rig truck accident claim, and there are several benefits of hiring a big rig truck accident lawyer. Throughout the claim, we will communicate with the insurance companies, so you do not give them any ammunition to deny you the compensation you deserve. Additionally, your big rig injury team will:
- Collect evidence that proves negligence and liability
- Organize and review your medical files
- Ensure accurate documentation of your injuries
- Determine the long-term effects of your injury by working with medical specialists
- Estimate the value of your claim
- Negotiate for a fair settlement
- Handle property damage claims
When a claim does not resolve in pre-litigation, rest assured your big rig truck accident lawyer is ready for litigation and trial.
Isaacs & Isaacs Offers Free Case Reviews
A big rig accident is devastating because these are the most oversized vehicles on the road and carry heavy cargo. No two big rig truck accidents are the same, and you need a big rig truck accident lawyer to protect you from the insurance company and truck company to ensure you do not miss out on any compensation you deserve. Our team of big rig truck accident lawyers can review your accident during a consultation.
After an injury, call the hammer at Isaacs & Isaacs.