After suffering serious injuries in a car accident, you may feel overwhelmed and unsure of your next steps. Fortunately, you could be entitled to financial compensation when someone else is at fault for your collision.
A Kokomo car accident lawyer at Isaacs & Isaacs Personal Injury Lawyers can resolve your case and secure damages for you.
Car Accident Injuries We Have Seen While Serving Indiana Accident Victims
One of the reasons people injured in car accidents are hesitant to take legal action is because they are unsure whether their injuries are severe enough. Many assume that injuries must be catastrophic for an accident victim to be entitled to financial compensation.
This is not the case, though. When you have been injured in a car accident, the injury you sustain does not determine whether you have grounds for a case. Instead, your attorney will need to consider the ways your injuries have changed your life to identify the damages you could recover.
We see some injuries more frequently in car accident insurance and tort claims with that in mind. These include:
- Spinal cord injuries
- Traumatic brain injuries
- Post-traumatic stress disorder (PTSD)
- Compound fractures
- Third-degree burns
- Broken bones
- Organ failure
- Internal bleeding
- Back injuries
If you do not see your injury listed above, you could still pursue your car accident claim in Kokomo. Find out what your next steps should be when speaking to our team.
For a free legal consultation with a car accidents lawyer serving Kokomo, call 800-333-9999
Types of Kokomo Car Accidents We Have Handled for Injured Victims
When your Kokomo car accident attorney starts working on your case, one of the first responsibilities we will have is determining fault. To do this, we will need to analyze how your car accident occurred.
Car accidents can happen in many ways. These include:
- Rear-end collisions
- Head-on collisions
- T-bone accidents
- Sideswipe accidents
- Multi-vehicle accidents
- Single-car accidents
- Wrong-way driving accidents
- Highway accidents
- Accidents at intersections
- Rollover accidents
The way your accident occurred can indicate which parties could be liable. For example, if your SUV rolled over, your attorney will look to the SUV manufacturer, parts manufacturers, and other parties who are often found liable for rollover accidents.
Kokomo Car Accident Lawyer Near Me 800-333-9999
Causes of Car Accidents in Kokomo We Have Seen
You can recover compensation after a car accident in Kokomo in several ways. You will need to file a claim with the liable party’s insurance company, as Indiana is a fault state (as IN Code § 8-2.1-19.1-8 states).
But you may also need to be prepared to bring your case to court. To do this, your lawyer will need to determine which party (or parties) are responsible for causing your car accident.
Responsible parties can share fault for car accidents. Your lawyer will tell you that some individuals and entities who could be named in your Kokomo car accident lawsuit include:
- Negligent drivers
- Auto parts producers
- Car dealerships
- Auto technicians
- Government agencies or municipalities
- Other third parties
Your car accident lawyer will investigate to gather evidence to support your case. These could all help prove your claim:
- Police reports
- Accident reports
- Medical records
- Expert testimony
- Witness statements
- Accident reconstructionist reports
- Other types of evidence
When to Accept an Insurance Settlement Offer After a Kokomo Car Accident
It is more common than you might think for the insurance company to make you an offer. Insurance companies often reach out to personal injury victims with settlements. However, many misconceptions exist surrounding what happens when you file a car insurance claim.
First, remember that the insurance company is not on your side. They make their money by bringing in more in the cost of premiums than they do by paying out on those premiums. This means they have entire teams of people working to figure out ways to reduce claimants’ benefits or deny their claims altogether.
The Insurance Company Could Undervalue Your Losses
This does not mean the insurance company simply denies claims left and right, though. Instead, they will go with a technique often referred to as the “lowball offer.” Here, the insurance company will make you a low offer.
Car accident victims need financial relief as soon as possible, so they often accept lowball offers. Victims do this without realizing their losses are worth a great deal more than what the insurer offered.
Protect your injury claim and fight for fair compensation. Hiring our lawyers can benefit you, as we can negotiate with the insurer for you.
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What to Expect from Your Kokomo Car Accident Settlement
You can collect compensation in several ways after a car accident in Kokomo. You could recover certain types of damages (up to a certain limit). For example, the insurance company often attempts to only compensate car accident victims for specific types of economic losses, including:
- Property damage
- Medical bills
- Lost wages
But the insurance company is only required to pay out up to the limits of the policyholder’s claim. If your medical expenses amount to more than the policyholder’s purchased policy amount, the insurer will not cover your medical bills in full.
In cases like these, your best chance at recovering fair compensation is by bringing your case to court. Here, you can be compensated for all your economic and non-economic damages. Non-economic damages you could recover include:
- Emotional distress
- Diminished quality of life
- Loss of guidance and companionship
- Loss of love and support
- Loss of household services
- Disfigurement, scarring, and loss of limb
- Costs of increased insurance premiums
- Future medical care
- Diminished earning capacity
Find out how much your Kokomo car accident claim could be worth when you reach out to your attorney to discuss your potential settlement or judgment in detail.
Get Help From a Car Accident Lawyer Serving Kokomo on Our Team
If you were injured in a car accident caused by someone else’s negligence, you could have the right to hold them accountable. Fight for the compensation you need when you team up with the car accident lawyers at our firm.
We are proud to offer free consultations to injury victims and accident survivors across Kokomo and surrounding cities. Claim yours when you call Isaacs & Isaacs Personal Injury Lawyers at 1-800-800-8888.