You may be eligible to recover compensation from the at-fault party after a motorcycle accident. You can file a claim with the liable party’s insurance company. If the insurance company is reluctant to settle, you can recover the damages by filing a personal injury lawsuit.
However, you should be aware of some facts before you file a claim. For example, you should be able to identify the correct party to compensate you for an accident. A Fishers motorcycle accident lawyer can explain the small details that can make or break your case.
What You Should Do After the Accident
Building a solid case against the at-fault party starts after the accident. These are the steps you should take to help your case.
Seek Medical Assistance
Seeking medical assistance is important for two reasons. First, it preserves your health. An early medical evaluation can reveal all the injuries that you have suffered. Doctors can tend to these injuries in the beginning to boost the odds of recovering. Second, visiting a doctor helps in the documentation of your injuries. The documentation is important in proving liability.
Report the Accident to the Authorities
You should report an accident to the authorities as soon as possible after the event. The police who come to the scene can make a report of the accident. You may be able to use this report to prove liability in some cases.
Document the Accident Scene
You should collect the contact information of witnesses to the accident if possible. Document the extent of your injuries by photographing them while still fresh.
For a free legal consultation with a motorcycle accidents lawyer serving Fishers, call 800-333-9999
Potential Injuries in a Motorcycle Accident
The protective gear motorcyclists use offers protection, but not in all cases. The gear works well for the user during minor accidents. But you cannot expect the same during a major crash.
It is also worthy to note injuries that are visible or invisible. Invisible injuries are lethal because they might take a long time to manifest. Victims who sustain invisible injuries are more likely to skip a medical examination thinking they are fine. This not only hurts their chances of recovering compensation but also jeopardizes their health.
These are the potential injuries in a motorcycle accident:
- Cuts, bruises, and lacerations
- Organ and brain damage
- Internal injuries such as whiplash
- Road rash
- Spinal injuries
- Broken bones and fractures
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Insurance Companies Are Not on Your Side
Most insurance companies know that victims of motorcycle accidents can still be in a state of shock a few days after the accident. The companies take advantage of this state to call and ask you questions that might compromise you in the accident. They can sometimes call and offer a low settlement while persuading you it is the best offer you can get.
Do not engage with these companies after an accident. Gather the evidence that supports your case and prove liability on the part of the client of the insurance company.
Determine the amount of compensation that you would want first before engaging with these companies. You could also retain a motorcycle accident lawyer to handle all the communications with insurance companies on your behalf.
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Accidents With a Driver Who Lacks Insurance Coverage
Getting into an accident with a driver who lacks insurance coverage is frustrating. It puts you in a situation where you have to dig deeper into your pocket to cover the injuries. But it is not as complicated as it seems. Insurance companies provide uninsured motorist coverage to their clients. If you have this policy, your insurance company can cover some of your damages.
You can also file a civil lawsuit against the driver who lacks insurance. The court can compel the driver to use their assets to compensate you for your injuries. This may be the best option if the defendant is a wealthy individual driving without the minimum insurance coverage.
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The Statutes of Limitations
A Fishers motorcycle accident lawyer can inform you that you have a maximum of two years to file a claim in Indiana. The countdown begins from the date of the accident. If you bring a case after two years, the courts can dismiss it because of the statute of limitations.
Two years seems like a long period, but it is not. It is better to start working on a case earlier to beat the deadline.
Recoverable Damages
You should receive compensatory damage from the liable party if your case is successful. Some of these damages include:
- Lost wages and future earning capacity
- Medical costs for treating your injuries
- Pain and suffering
At times, courts may award punitive damages too. Punitive damages are meant to discourage the liable party and other people from repeating the offense. Courts award it in cases where the responsible party had malicious intentions for causing the accident.
Contact Isaacs and Isaacs Personal Injury Lawyers
At Isaacs and Isaacs Personal Injury Lawyers, we have helped recover $1 billion in settlements for our clients. Our team has a combined legal experience of over 400 years.
If you have sustained injuries in a motorcycle accident, let us help you recover the damages. We do not charge any upfront fees and costs unless we settle your case. Call us today to contact a Fishers motorcycle accident lawyer serving your location.
Call or text 800-333-9999 or complete a Free Case Evaluation form
