Dealing with the claims process and recovering from injuries after an accident is hard even under normal circumstances. After finding out that the liable party doesn’t have car insurance–it can be even more overwhelming as you figure out what to do next. Thankfully, you’re not out of options if you were injured in a collision with an uninsured or underinsured motorist. Our personal injury attorney can help.
At Isaacs & Isaacs Personal Injury Lawyers, our goal is to give our injured clients peace of mind during the legal process. While we fight for compensation for your losses, you can rest, recover, and get your life back on track.
How Our Burlington Uninsured Motorist Lawyer Can Help
It’s not uncommon for accident victims to have to fight their insurance company for a fair payout. Your insurer may use tactics to devalue your claim and get you to agree to a lowball settlement offer. That’s where we come in.
We help our clients pursue compensation in various ways, including:
- Investigating the crash to prove fault, which may lie in multiple other parties apart from the uninsured motorist
- Build a strong case by gathering evidence like traffic camera footage, medical reports & records, and the police report
- Locate eyewitnesses and recruit experts to strengthen your case
- Offer legal advice and prompt answers to your questions
- File the appropriate paperwork within the deadlines and according to regulations
- Represent you in court, if necessary
For a free legal consultation with a uninsured motorist lawyer serving Burlington, call 800-333-9999
Recoverable Damages in Uninsured Motorist Cases
The financial compensation you’re entitled to receive will mainly depend on the severity of your injuries, damages you’ve incurred, and other specifics of the crash.
Darryl ‘The Hammer’ Isaacs or another of our car accident lawyers can help you pursue compensation for some of the following damages:
Economic & Non-Economic Damages
Economic damages are financial in nature. This means you may have a bill, receipt, or estimate to provide as proof of your expenses or loss. Non-economic damages are personal and not as easily verified with paperwork. Some of the most common forms of damages include:
- Past, present, and future medical expenses
- Lost income and benefits
- Pain and suffering
- Emotional distress
- Vehicle repairs
- Out-of-pocket costs for a rental car, towing, nannies, etc.
- Diminished quality of life
- Reduced earning capacity
Wrongful Death Damages
If you lost a loved one due to a car accident, we hope to convey our heartfelt condolences for your loss. We know that losing a loved one creates holes in many areas of our lives, including in our finances. In an attempt to offset some of these losses, we could file a wrongful death lawsuit to recover lost income, loss of support or consortium, and funeral and burial costs.
Burlington Uninsured Motorist Lawyer Near Me 800-333-9999
Statute of Limitations for Car Accident Cases in Kentucky
If you’re planning to take legal action against an uninsured motorist for the accident they caused, you have limited time. According toKy.Rev.Stat.§304.39-230, you have two years to file a personal injury lawsuit against an uninsured motorist.
If you lost a loved one, Ky.Rev.Stat.§413.180 allows one year to file a wrongful death lawsuit. Reach out to our Burlington uninsured motorist lawyer to ensure you file your case within these time limits and retain your right to seek compensation.
The Cost of Hiring Our Team
After an accident, most victims face high medical bills and lost income due to their injuries and treatment. As such, paying upfront or hourly to hire a legal team becomes impossible.
That’s why we handle all car accident cases, including those involving uninsured motorists, on a contingency-fee basis. Hire us without incurring any upfront costs or fees and access our legal services right away. You’ll only pay after we win your financial award.
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What to Do After an Accident Involving an Uninsured Motorist
After getting into an accident with an insured motorist, there are several steps you should take to protect your legal rights and ensure your safety. They include:
- Ensure safety for all road users by turning on your hazard lights, erecting lifesavers, and moving your car from the road (if possible).
- Call the police and EMTs to the scene by dialing 9-1-1.
- Wait for the police to arrive at the accident scene, and do not admit fault to anyone.
- Note the uninsured motorist’s name, phone number, address, and driver’s license number.
- Get the contact information of any witnesses present at the accident scene, including their names and phone numbers.
- Take pictures and videos of the accident scene, damage to your vehicle, your injuries, nearby traffic signs, and street names.
- After leaving the accident scene, see a doctor regardless of how minor your injuries appear.
- Contact your insurance provider to report the accident but don’t provide a written statement without consulting your lawyer.
- Call our Burlington uninsured motorist lawyer for legal representation.
- Preserve the receipts of any out-of-pocket expenses you’ve incurred due to the accident, as you may be asked to demonstrate your losses with this evidence.
Proving Liability in a Case Involving an Uninsured Motorist
Anyone driving around without appropriate auto insurance has already broken the law. This, along with evidence such as the police report, witness statements, and your medical records, may give you an advantage in proving liability in your case.
To file a successful personal injury lawsuit against an uninsured motorist in Burlington, we must demonstrate the following elements of negligence:
- Duty of Care: We must prove that the uninsured motorist owed you and other road users a reasonable duty of care.
- Breach: We must prove that the uninsured motorist breached their duty of care to you by driving carelessly.
- Causation: We must prove that the uninsured motorist’s breach of duty of care directly caused the accident.
- Damages: We must prove that you suffered injuries and monetary losses due to the accident caused by the uninsured motorist.
Just because the other motorist is uninsured doesn’t mean they are automatically at fault for your crash. Our attorneys can demonstrate their fault with the evidence we gather, so you can receive the benefits you are entitled to under your uninsured motorist coverage.
Contact Us for a Free Consultation
If you have been in an accident caused by an uninsured motorist, you don’t have to bear the financial burden alone. Isaacs & Isaacs Personal Injury Lawyers can protect your legal rights and fight for compensation on your behalf. Reach out today and get a free consultation.