Every driver must have auto insurance to cover any damages in a car accident. However, there are still plenty of uninsured motorists on the road. If you’re involved in an accident with an uninsured motorist, you may wonder how they’ll provide compensation for all the damages you’ve sustained.
Although getting the damages you deserve in such a case may be challenging, our Alexandria uninsured motorist lawyer at Isaacs & Isaacs Personal Injury Lawyers can help.
How Our Alexandria Uninsured Motorist Lawyer Can Help
Accident injuries can be costly and time-consuming to treat. Covering these damages alone, especially when you cannot work due to your injuries, can put you under a lot of financial stress.
Fortunately, you might be entitled to recover various damages, even if the at-fault driver doesn’t have auto insurance. But since cases involving uninsured motorists can be quite complex, you may want to have one of our personal injury lawyers handle the legalities.
As your attorneys, we can do the following:
- Collect relevant evidence, such as video surveillance, photos of the accident, police reports, eyewitness accounts, and your medical records
- Conduct a thorough investigation using this evidence to determine the party responsible for the accident
- File a personal injury lawsuit at the relevant court to inform a judge of your case, if necessary
- Direct the accident investigation to your insurance provider or recommend suing the uninsured motorist
- Negotiate with your insurance provider for damages on your behalf or represent you in a trial against the uninsured driver
- Sue your insurance provider on your behalf if they make unfavorable decisions and break the law
For a free legal consultation with a uninsured motorists lawyer serving Alexandria, call 800-333-9999
Recoverable Damages After an Uninsured Motorist Accident
You may be entitled to seek various damages even if the other motorist is uninsured. This includes past, present, and future medical expenses such as surgery, hospitalization, prescription medication, and follow-up hospital visits. You could also receive compensation for the cost of home care and physical therapy after suffering catastrophic injuries.
If you cannot work due to your injuries, you could seek a recovery for lost income. To help you cope with the emotional and physical hardship from the accident, you can recover damages for pain and suffering, including long-term suffering.
If the accident led to the death of a loved one, you may file for wrongful death damages, like funeral and burial costs, loss of support and consortium, and pain and suffering.
Alexandria Uninsured Motorists Lawyer Near Me 800-333-9999
Our Uninsured Motorist Attorneys Work on Contingency Fees
Isaacs & Isaacs Personal Injury Lawyers take new clients like you on a contingency fee basis. No upfront fees or costs are required on your end.
Once you hire us, we fight to get you the maximum compensation without charging hourly rates or a retainer fee. Our payment will be a percentage of the monetary award we’ll recover after winning your case.
Liability in an Alexandria Uninsured Motorist Accident
The approach to determining liability and receiving compensation changes when the at-fault party is uninsured. However, there are some similarities. We may use evidence such as eyewitness accounts, videos and photos of the accident, and the police report to prove the other party’s negligence.
Once we’ve determined liability, we’ll launch negotiations with the offending driver’s insurance provider for compensation. However, since the driver who injured you has no liability coverage, we’ll either direct our attention to your auto insurance provider or advise you to sue the driver directly.
In a no-fault state like Kentucky, your insurance provider must cover your damages regardless of the party responsible, per the Kentucky Department of Insurance (DOI). This means that even if an uninsured driver injured you, you’d be entitled to compensation from your insurance provider. If your damages exceed policy limits, we can explore other options.
Uninsured Motorist Coverage in Kentucky
You can protect yourself from uninsured drivers by investing in uninsured or underinsured motorist coverage. Although including this in your policy will increase your monthly premiums, it will ensure you are covered if you’re involved in an accident with an uninsured or underinsured driver.
There are two main types of uninsured coverage:
- Uninsured Motorist Insurance: This covers your and any passengers’ medical bills and lost income if you’re injured in a crash caused by an accident with no insurance.
- Underinsured Motorist Insurance: This provides coverage if the at-fault driver doesn’t have enough liability coverage to pay for your damages.
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What to Do After an Alexandria Uninsured Motorist Accident
You should do two crucial things after such an accident: call 911 and collect evidence from the site. Ideally, you or another party should call the police and EMTs as soon as possible. The paramedics should give you first aid and take you to the hospital for more comprehensive treatment, while the police investigate the site and generate an accident report.
The report and your medical records will be essential to building a strong case. Before the paramedics arrive, you or a bystander should take pictures of the site and collect identifying information from people who saw the accident happen. These details may be crucial to determining liability.
Once you’ve received first aid and broader treatment at a hospital, you can consult our Alexandria uninsured motorist lawyer to discuss your legal options. We can assess the case for validity before proceeding with filing and fighting for your rights.
Our Alexandria Uninsured Motorist Lawyers Can Fight for You
Has an uninsured motorist in Alexandria left you injured and looking at high medical bills and lost income? You don’t have to shoulder the burden by yourself. Darryl “The Hammer” Isaacs and his team at Isaacs & Isaacs Personal Injury Lawyers have helped thousands of people receive compensation, and we can fight for you too.
Our team has recovered more than $1 billion in settlements, and we’ll fight to help you get the maximum compensation. Contact us today and get a free consultation.